Hi Everyone – I’m a newbie. I have been searching, and searching..
I would like to know if there is a free computer download I can get for Windows XP or Excel that allows you to enter your net salary, allows you to enter as many credit cards as you want (not limited to 9), whereby you enter in how many months you want to be out of debt with that credit card, and after you have entered all of your income and all of your debt, it will tell you how much you will have to pay per month in order to achieve this goal – then as you pay that credit card, loan, etc., each month it subtracts that amount from the balance, and tells you how much more you have to go, and how much you have to continue paying to achieve your goal. For example:
net income = $5,000.00 per month
ABC Bank = Balance: $75,000.00 APR: 2% Months to be debt free: 10
According to your net income per month, you will need to pay XXX for the next ten months to pay this obligation in full.
Then it would have:
Jan – Amount Paid = $10,000.00*
*You will need to pay XX for the next 9 months to pay this obligation in full.
Feb – Amount Paid = $10,000.00*
*You will need to pay XX for the next 8 months to pay this obligation in full.
Anything closly resembling this would be greatly appreciated. Also, please note I am not very computer literate, so there would need to be steps to tell me where to enter data, etc.