I have three or four credit issues that have been haunting me for a looooong time. A couple of credit cards, and some store credits. I haven’t made any payments to them for roughly 5 years. In the beginning, I just didn’t have the money. I was in a rough situation for a while.
Anyway, I just got married last December. I want so desperately to pay off my debt and repair my credit so that we can get a house, etc. I am very scared to send any money to these debt collection letters I’m receiving, because who knows if they are ‘legit’.
I don’t even know who I owe money too anymore! Any advise? Thanks….